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Cost of Services

SMPG is an In-Network provider for most insurers and can bill for services according to your plan. Be mindful that there are many kinds of plans, including PPO-type and HMO-type plans that have different rules and coverage. It would be helpful if you consult with your plan to make sure that the service you are seeking is covered and to find out if you have any deductible, co-pays, or other limitations. Each insurance coverage has its own benefits and limitations so it is important that you are aware of what your insurance covers. If you have difficulty determining your coverage, we will be happy to help you.

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However, keep in mind that therapy involves a financial commitment, be it in the mentioned co-pays and deductibles, or fees for services if seeing a therapist privately or if, in time, your insurance questions the medical necessity of the treatment. In any case, we hope you see your therapy as an investment in yourself, one that may have significant repercussions in your life and the lives of your loved ones.

 

SMPG accepts many HMO and PPO plans. We encourage you to check with your insurance carrier as to what they will cover for outpatient psychotherapy.

 

Some of insurance companies and plans we accept are:

  • Aetna HMO and PPO

  • Anthem Blue Cross PPO

  • Beacon Health Options

  • Blue Card (Blue Cross/Blue Shield from out of state)

  • Blue Shield PPO

  • CIGNA (Out of Network only)

  • College Health IPA (CHIPA)

  • Directors Guild/SAG

  • KEPRO

  • MHN/HealthNet

  • Magellan

  • Network Advantage/Carebridge

  • Optum

  • United Behavioral Health (UBH)

  • Workplace Options

  • All PPO plans with out-of-network services

 

If you do not have insurance coverage and you are interested in pursuing therapy, some of our providers maintain some clinical hours on a sliding scale and will be open to talking to you about an arrangement that may suit you.

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